Emma Watkins

Emma Watkins is Head of Exposure Management & Aggregation at Lloyd’s, where her team’s responsibilities are to understand and control catastrophe risk, at the individual syndicate and market levels. This includes oversight of cyber, terrorism, liability and natural catastrophe perils, as well as the development and implementation of the Lloyd’s Catastrophe Model and Lloyd’s Catastrophe Risk Operational Framework.

Prior to joining Lloyd’s, Emma held leadership positions in exposure management and catastrophe modeling at Aspen Re, Liberty Syndicates, WRB Underwriting and The Channel Syndicate, including setting up the Exposure Management function at WRB and gaining Lloyd’s approval for this area of the managing agency.

Emma began her career 21 years ago in Treaty Reinsurance Underwriting at Wellington, after gaining a degree in Philosophy, Politics and Economics from the University of Oxford. Emma is a Chartered Insurer and Associate of the Chartered Insurance Institute, and holds the CCRA and CCRMP designations. Emma is also a board
member of OASIS, and a charity trustee.